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Transactions that occur through the use and exchange of these altcoins are independent from formal banking systems, and therefore can make tax evasion simpler for individuals. Securities and Exchange Commission separately brought a civil enforcement action against Garza, who was eventually ordered to pay a judgment.1 million plus 700,000 in interest. The first decentralized cryptocurrency, bitcoin, was created in 2009 by pseudonymous developer Satoshi Nakamoto. Monero uses an obfuscated public ledger, meaning anybody can broadcast or send transactions, but no outside observer kostenlos online geld verdienen österreich can tell the source, amount or destination. 43 Additions such as Zerocoin have been suggested, which would allow for true anonymity.